Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Shawn Cohen on Oct-27-2026
“I felt the whole Refi process was going a little slow for me but Shawn and his team stood in touch with me every step of the way made me feel very comfortable”

John G

Reviewed for Donald Holmes on Oct-27-2026
“made the whole process, simple and smooth”

Yisroel

Reviewed for Dominick Lombardo on Oct-26-2026
“Great service”

Christine

Reviewed for Paul Bierly on Oct-26-2026
“They communicated well and was very professional”

Zephirinu

Reviewed for Steve Lewis on Oct-26-2026
“Communication was good. Steve did great.”

Randall

Reviewed for Ripal Patel on Oct-24-2026
“To many questions uptil the last moment . Not sure about the number uptil 1 hr before closing. RATE charged was more than the average mortgage rate almost by 1 percent even though I put 50 per cent down and a cr score of 789.”

Sanjay

Reviewed for Paul Bierly on Oct-23-2026
“⭐⭐⭐⭐⭐ 5 Stars – Exceptional Service from Paul at Allied Mortgage! I cannot say enough wonderful things about Paul at Allied Mortgage! From beginning to end, Paul was absolutely amazing. His professionalism, dedication, patience, and genuine commitment to helping us achieve our dream of homeownership were truly exceptional. Our mortgage journey was not without challenges, but Paul went above and beyond to make the process as smooth and stress-free as possible. He was knowledgeable, responsive, reassuring, and always willing to go the extra mile to get us across the finish line. What sets Paul apart is that he doesn’t just treat you like another mortgage application. He genuinely cares about his clients and their success. His exceptional service made a lasting impression on our family. I would wholeheartedly recommend Paul and Allied Mortgage to my friends, family, and even complete strangers! If you’re looking for a mortgage banker who is trustworthy, hardworking, knowledgeable, and truly invested in your success, Paul is your guy! Thank you, Paul, for helping turn our dream of homeownership into a reality. We are forever grateful! Five stars simply aren’t enough! ⭐⭐⭐⭐⭐”

Nadia A

Reviewed for John Hagler on Oct-22-2026
“Excellent communication and service from John Hagler”

Diego

Reviewed for Scott Brooks on Oct-20-2026
“This was a relatively painless experience with the use of electronic signatures and attentiveness of Allieid mortgage (Scott Brooks and Melissa). Overall a positive ecperience. Thank you.”

Thomas B

Reviewed for Dominick Lombardo on Oct-20-2026
“Dom worked with us in every moment that we needed him. Would absolutely recommend him!”

Brett